to InsurancesDirectory.com. By using our site,
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of use. Please review the following terms carefully. If you do not
agree to these terms, you should not use this site. The term “InsurancesDirectory”,
“us” or “our” refers to LegalDocs Online,
Inc., the legal name of the owner of the Web site. The term “you”
refers to the user or viewer of our Web Site.
Acceptance of Agreement.
You agree to the terms and conditions outlined in this Terms of
Use Agreement ("Agreement") with respect to our site (the
"Site"). This Agreement constitutes the entire and only
agreement between us and you, and supersedes all prior or contemporaneous
representations, warranties and understandings with respect to the
Site, the content, products or services provided by or through the
Site, and the subject matter of this Agreement. This Agreement may
be amended at any time by us from time to time without specific
notice to you. The latest Agreement will be posted on the Site,
and you should review this Agreement prior to using the Site.
Site, including any content, software and services offered thereon,
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is protected by the copyright and/or other intellectual property
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title, and interest in and to the Site and the provision thereof,
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authorized by InsurancesDirectory.com herein, you agree not to make,
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or create derivative works of the Site, in whole or in part
Limited License; Permitted Uses.
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any part of the Site or its contents may be used by you in any litigation
or arbitration matter whatsoever under any circumstances.
Restrictions and Prohibitions on Use.
license for access and use of the Site and any information, flower
or documents (collectively defined as “Content and Materials”)
therein are subject to the following restrictions and prohibitions
on use: You may not (a) copy, print (except for the express limited
purpose permitted by Section 4 above), republish, display, distribute,
transmit, sell, rent, lease, loan or otherwise make available in
any form or by any means all or any portion of the Site or any Content
and Materials retrieved from it; (b) use the Site or any materials
obtained from the Site to develop, of as a component of, any information,
storage and retrieval system, database, information base, or similar
resource (in any media now existing or hereafter developed), that
is offered for commercial distribution of any kind, including through
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distribution mechanism; (c) create compilations or derivative works
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and Materials from the Site in any manner that may infringe any
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contained in the Site; (f) make any portion of the Site available
through any timesharing system, service bureau, the Internet or
any other technology now existing or developed in the future; (g)
remove, decompile, disassemble or reverse engineer any Site software
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for or transmitting (1) unsolicited commercial email; (2) email
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Forms, Agreements & Documents.
may make available through the Site or through other Web sites sample
and actual forms, checklists, business documents and legal documents
(collectively, “Documents”). All Documents are provided
on a non-exclusive license basis only for your personal one-time
use for non-commercial purposes, without any right to re-license,
sublicense, distribute, assign or transfer such license. Documents
are provided for a charge and without any representations or warranties,
express or implied, as to their suitability, legal effect, completeness,
currentness, accuracy, and/or appropriateness. THE DOCUMENTS ARE
PROVIDED “AS IS”, “AS AVAILABLE”, AND WITH
“ALL FAULTS”, AND WE AND ANY PROVIDER
OF THE DOCUMENTS DISCLAIM ANY WARRANTIES, INCLUDING BUT NOT LIMITED
TO THE WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR
PURPOSE. The Documents may be inappropriate for your particular
circumstances. Furthermore, state laws may require different or
additional provisions to ensure the desired result. You should consult
with legal counsel to determine the appropriate legal or business
documents necessary for your particular transactions, as the Documents
are only samples and may not be applicable to a particular situation.
Some Documents are public domain forms or available from public
No Legal Advice or Attorney-Client Relationship.
contained on or made available through the Site is not intended
to and does not constitute legal advice, recommendations, mediation
or counseling under any circumstance and no attorney-client relationship
is formed. We do not warrant or guarantee the accurateness, completeness,
adequacy or currency
of the information contained in or linked to the Site. Your use
of information on the Site or materials linked to the Site is entirely
at your own risk. We are not a law firm and the Site is not a lawyer
Linking to the Site.
may provide links to the Site, provided (a) that you do not remove
or obscure, by framing or otherwise, advertisements, the copyright
notice, or other notices on the Site, (b) your site does not engage
in illegal or pornographic activities, and (c) you discontinue providing
links to the Site immediately upon request by us.
Site may contain advertising and sponsorships. Advertisers and sponsors
are responsible for ensuring that material submitted for inclusion
on the Site is accurate and complies with applicable laws. We are
for the illegality or any error, inaccuracy or problem in the advertiser’s
or sponsor’s materials.
Errors, Corrections and Changes.
do not represent or warrant that the Site will be error-free, free
of viruses or other harmful components, or that defects will be
corrected. We do not represent or warrant that the information available
on or through the Site will be correct, accurate, timely or otherwise
We may make changes to the features, functionality or content of
the Site at any time. We reserve the right in our sole discretion
to edit or delete any documents, information or other content appearing
on the Site.
agree to indemnify, defend and hold us and our partners, agents,
officers, directors, employees, subcontractors, successors, assigns,
third party suppliers of information and documents, advertisers,
product and service providers, and affiliates (collectively, "Affiliated
Parties") harmless from any liability, loss, claim and expense
related to your violation of this Agreement or use of the Site.
right to use the Site is not transferable or assignable. Any password
or right given to you to obtain information or documents is not
transferable or assignable.
INFORMATION, CONTENT AND DOCUMENTS FROM OR THROUGH THE SITE ARE
PROVIDED "AS-IS," "AS AVAILABLE," WITH “ALL
FAULTS”, AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED
(INCLUDING BUT NOT LIMITED TO THE DISCLAIMER OF ANY IMPLIED WARRANTIES
OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE). THE INFORMATION
AND SERVICES MAY CONTAIN BUGS, ERRORS, PROBLEMS OR OTHER LIMITATIONS.
WE AND OUR AFFILIATED PARTIES HAVE NO LIABILITY WHATSOEVER FOR YOUR
USE OF ANY INFORMATION
OR SERVICE, EXCEPT AS PROVIDED IN SECTION 17(b). IN PARTICULAR,
BUT NOT AS A LIMITATION THEREOF, WE AND OUR AFFILIATED PARTIES ARE
NOT LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL
DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS,
LITIGATION, OR THE LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH
OF WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR OTHERWISE,
EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE NEGATION
AND LIMITATION OF DAMAGES SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS
OF THE BASIS OF THE BARGAIN BETWEEN US AND YOU. THIS SITE AND THE
PRODUCTS, SERVICES, DOCUMENTS AND INFORMATION PRESENTED WOULD NOT
BE PROVIDED WITHOUT SUCH LIMITATIONS. NO ADVICE OR INFORMATION,
WHETHER ORAL OR WRITTEN, HOME,
OBTAINED BY YOU FROM US THROUGH THE SITE OR OTHERWISE SHALL CREATE
ANY WARRANTY, REPRESENTATION OR GUARANTEE NOT EXPRESSLY STATED IN
RESPONSIBILITY OR LIABILITY FOR ANY DAMAGES CAUSED BY VIRUSES CONTAINED
WITHIN THE ELECTRONIC FILE CONTAINING A FORM OR DOCUMENT IS DISCLAIMED.
Limitation of Liability.
We and any Affiliated Party shall not be liable for any loss, injury,
claim, liability, or damage of any kind resulting in any way from
(a) any errors in or omissions from the Site or any services or
products obtainable therefrom, (b) the unavailability or interruption
of the Site or any features thereof, (c) your use of the Site, (d)
the content contained on the Site, or (e) any delay or failure in
performance beyond the control of a Covered Party.
AGGREGATE LIABILITY OF US AND THE AFFILIATED PARTIES IN CONNECTION
WITH ANY CLAIM ARISING OUT OF OR RELATING TO THE SITE AND/OR THE
PRODUCTS, INFORMATION, DOCUMENTS AND SERVICES PROVIDED HEREIN OR
HEREBY SHALL NOT EXCEED $100 AND THAT AMOUNT SHALL BE IN LIEU OF
ALL OTHER REMEDIES WHICH YOU MAY HAVE AGAINST US AND ANY AFFILIATED
Use of Information.
reserve the right, and you authorize us, to the use and assignment
of all information regarding Site uses by you and all information
All remarks, suggestions, ideas, graphics, or other information
communicated by you to us (collectively, a "Submission")
will forever be our property. We will not be required to treat any
Submission as confidential, and will not be liable for any ideas
(including without limitation, product, service or advertising ideas)
and will not incur any liability as a result of any similarities
that may appear in our future products, services or operations.
Without limitation, we will have exclusive ownership of all present
and future existing rights to the Submission of every kind and nature
everywhere. We will be entitled to use the Submission for any commercial
or other purpose whatsoever, Real
Estate, without compensation to you or any other person
sending the Submission. You acknowledge that you are responsible
for whatever material you submit, and you, not us, have full responsibility
for the message, including its legality, reliability, appropriateness,
originality, and copyright.
Site may include statements concerning our operations, prospects,
strategies, financial condition, future economic performance and
demand for our products or services, as well as our intentions,
plans and objectives (particularly with respect to product and service
offerings), that are forward-looking statements. These statements
are based upon a number of assumptions and estimates which are subject
to significant uncertainties, many of which are beyond our control.
When used on our Site, words like "anticipates," "expects,"
"believes," "estimates," "seeks,"
"plans," "intends," "will" and similar
expressions are intended to identify forward-looking statements
designed to fall within securities law safe harbors for forward-looking
statements. The Site and the information contained herein does not
constitute an offer or a solicitation of an offer for sale of any
securities. None of the information contained herein is intended
to be, and shall not be deemed to be, incorporated into any of our
securities-related filings or documents.
Links to other Web Sites.
Site contains links to other Web sites. We are not responsible for
the content, accuracy or opinions express in such Web sites, and
such Web sites are not investigated, monitored or checked for accuracy
or completeness by us. Inclusion of any linked Web site on our Site
does not imply approval or endorsement of the linked Web site by
us. If you decide to leave our Site and access these third-party
sites, you do so at your own risk.
Agreement shall be treated as though it were executed and performed
in San Francisco, California, and shall be governed by and construed
in accordance with the laws of the State of California (without
regard to conflict of law principles). Any cause of action by you
with respect to the Site (and/or any information, Documents, products
or services related thereto) must be instituted within one (1) year
after the cause of action arose or be forever waived and barred.
All actions shall be subject to the limitations set forth in Section
16 and Section 17. The language in this Agreement shall be interpreted
as to its fair meaning and not strictly for or against any party.
Any rule of construction to the effect that ambiguities are to be
resolved against the drafting party shall not apply in interpreting
this Agreement. This Agreement and all incorporated agreements and
your information may be automatically assigned by us in our sole
discretion to a third party in the event of an acquisition, sale
or merger. If any provision of this agreement is held illegal, invalid
or unenforceable for any reason, that provision shall be enforced
to the maximum extent permissible, and the other provisions of this
Agreement shall remain in full force and effect. If any provision
of this Agreement is held illegal, invalid or unenforceable, it
shall be replaced, to the extent possible, with a legal, valid,
and unenforceable provision that is similar in tenor to the illegal,
or unenforceable provision as is legally possible. To the extent
that anything in or associated with the Site is in conflict or inconsistent
with this Agreement, this Agreement shall take precedence. Our failure
to enforce any provision of this Agreement shall not be deemed a
waiver of such provision nor of the right to enforce such provision.
Our rights under this Agreement shall survive any termination of
this Agreement. The title, headings and captions of this Agreement
are provided for convenience only and shall have no effect on the
construction of the terms of this agreement.
legal controversy or legal claim arising out of or relating to this
Agreement or our services, excluding legal action taken by us relating
to Site operations and/or intellectual property, shall be settled
solely by confidential binding arbitration in accordance with the
commercial arbitration rules of JAMS applicable at the time the
arbitration commences. Any such controversy or claim shall be arbitrated
on an individual basis, and shall not be consolidated in any arbitration
with any claim or controversy of any other party. The arbitration
shall be conducted in San Francisco, California. Each party shall
bear its own attorneys' fees. Each party shall bear one-half of
the arbitration fees and costs incurred through JAMS.